Sanlam Unit Trust Scheme
Sanlam Money Market Fund
The Sanlam Money Market fund is a conservative fund that aims to provide investors with capital preservation while offering high levels of income. The funds are invested in quality short-term securities (Treasury bills, bonds, bank deposits and high-quality corporate debt) thus ensuring capital preservation remains the key priority for the investor.

Features

  • Minimum investment is KES 2,500.
  • Interest: Interest is calculated daily and compounded monthly.
  • Flexibility: The period to invest is not fixed or contractual.
  • Top ups: Investors can top up anytime with as little as KES 1,000.
  • Accessibility: Funds are availed within 3 working days of issuing a withdrawal request.
  • Withdrawals: We allow one free withdrawal per month. Subsequent withdrawals within the same month will incur a fee of KES 500 per transaction.
  • Management: Managed by experienced and professional asset managers. The money is held by a trusted company separate from the managing company.
  • Performance: Historically the money market has performed better than the banks.
Sanlam Fixed Income Fund
The Sanlam Fixed Income Fund is a medium risk fund that seeks to provide unit holders long-term capital appreciation and high level of income by investing primarily in long term government securities, high quality corporate bonds, and money market securities.

Features

  • This fund is suitable for the moderate risk investor, who is seeking long term growth through capital gains and income growth from underlying investments.
  • The recommended investment period is 3 to 5 years, and the market value will be determined by the current price for the day.
  • Returns consist of an interest credited quarterly and moderate capital gains. It is recommended that the income be re-invested into the fund to maximize investments returns through compounded growth.
Sanlam Balanced Fund
This fund seeks to provide investors long-term capital appreciation by investing primarily in medium to long term government bonds, high quality corporate bonds, equities, and money market securities.

Features

  • This fund is suitable for the medium risk investor, who is seeking long term growth and capital gains from the investments.
  • The recommended investment period is 3 to 5 years.
  • Returns consist of capital gains resulting from appreciation in the value of the underlying securities.
Sanlam USD Fixed Income Fund
The Sanlam USD Fixed Income Fund is a fund that aims to provide investors with capital preservation. The fund offers a competitive and consistent attractive level of regular income in US Dollars. The key investments in the fund are fixed income securities such as government debt - Kenya Eurobonds, bank and call deposits with local commercial banks denominated in US Dollars.

Features

  • Minimum investment is USD 2,500.
  • Interest: Interest is calculated daily and compounded monthly.
  • Flexibility: The period to invest is not fixed or contractual.
  • Top ups: Investor can top up anytime, minimum top up is USD 500.
  • Accessibility: Funds are availed within 3 working days of issuing a withdrawal request.
  • Withdrawals: We allow one free withdrawal per month. Subsequent withdrawals within the same month attract a fee of USD 5 per transaction.